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How to use the Kudi Top-up Account (KTA) feature

The Kudi Top-up Account (KTA) is a new and easy way to fund your Kudi Wallet from any bank account. It’s fast and reliable, ensuring you don’t have to worry about putting money in your wallet to perform transactions.

How does it work?

KTA works with your unique Kudi NUBAN (KTA Number)— a 10-digit Account Number that is directly connected to your Kudi wallet. With your KTA Number, you can fund your wallet from your Bank account using a bank transfer or USSD option and selecting Providus Bank under the Bank name. Money sent through this medium reflects immediately in your wallet!

Please note, this feature is only available via the mobile bank transfer, over-counter fund transfer, and USSD option. In the case that the USSD option is not available for your bank, please use the bank transfer option.

How safe and reliable is this feature?

The KTA method of wallet funding is very safe and reliable as long as you use it within the guidelines provided. The feature is primarily for receiving money into your Kudi wallet.

How do I generate my KTA Number?

It’s super easy to get your KTA Number. Once you select the “Fund Wallet” option on the app and input the amount, your KTA Number will be automatically generated.

Can I use the account number for payments?

No, your Kudi NUBAN is personal to you and only for receiving money into your Kudi Wallet.

Disclaimer: Kudi will not be responsible for any fraudulent transaction performed with respect to this account number as you are solely responsible for the transactions recorded on this account.


To get started as a Kudi Agent, download the app and fund your KTA.

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